Equity Loan Information

Your resource for Equity Loans.

Equity Loans

 

Equity Loans Knowledge Base

What to look for when shopping around for home equity loans?

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

How tax deductible are charitable donations and home equity loans?

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

More than one home equity loans at a time?

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I've applied for a home equ...

Where can I find average annual interest rate data for Home Equity Loans?

I am looking for data on the average annual interest rate of Home Equity Loans. From 1970-current would be ideal. Do you know where I can find thi...

is there a place that offers home equity loans to people that have bad credit?

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

Complete Equity Loans Knowledge Base

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Home Equity Loans

 

Home Equity Loans Knowledge Base

What to look for when shopping around for home equity loans?

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

How tax deductible are charitable donations and home equity loans?

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

More than one home equity loans at a time?

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I've applied for a home equ...

What are the best sources of information on Prime equity home loans

I am looking to refi my home mortgage and got a suggestion to check out home equity loan. Need help

Where can I find average annual interest rate data for Home Equity Loans?

I am looking for data on the average annual interest rate of Home Equity Loans. From 1970-current would be ideal. Do you know where I can find thi...

Complete Home Equity Loans Knowledge Base

Home Equity Loans Images

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Bad Credit Equity Loans

 

Bad Credit Equity Loans Knowledge Base

is there a place that offers home equity loans to people that have bad credit?

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

Do you need good credit to take out a home equity loan? Will bad credit affect chances of being considered?

My credit is poor but I have probably $80k in equity in my home. Will a bank refuse to approve a home equity loan because of bad credit?

is there anywhere i can get a home equity loan with bad credit?

my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan ...

Can I get a home equity loan with Bad Credit. i OWN My home and its fully paid for?

I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at ...

Bad Credit Equity Loan?

My FICO is about 560 and I have a little over 20% equity in my home. I have been offered a refinace, but the terms really scare me. My financial sit...

Complete Bad Credit Equity Loans Knowledge Base

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HELOC

 

HELOC Knowledge Base

Can I deduct HELOC interest if it is a first lien used for acquiring primary residency property?

I am purchasing a house using a HELOC instead of a mortgage. Can I deduct the interest expense for tax purposes? There will be no other indebtedness...

is it possible to refinance a heloc without refinancing your first mortgage?

I have a good rate with my first mortage at 4.25 fixed for 15 years. I also have a heloc that is adjustible and is at about 8.5 percent right. I wou...

Can I use my HELOC to pay credit cards and deduct interest?

I have a first mortgage debt of 168k. My home is worth 280k. I have an unused HELOC of 100k. There are no liens or any other debt associated to my hom...

What is the difference between a HELOC and a Home Equity Loan?

I know a HELOC is a "Home equity line of credit" but what is the difference between that and a "Home Equity Loan"?

We took a HELOC when we bought the house. How do I find out if it is a recourse loan?

Our "starter loan" is now considered a "sub-prime loan". We've been attempting a loan modification with Countrywide for over t...

Is HELOC a recourse or nonrecourse loan?

Hello, when i bought my house, my second loan was a HELOC. I have never refinanced nor borrowed anything from the equity. Is HELOC considered a reco...

Complete HELOC Knowledge Base

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What are Equity Loans

 

What Are Equity Loans Knowledge Base

What to look for when shopping around for home equity loans?

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

How tax deductible are charitable donations and home equity loans?

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

More than one home equity loans at a time?

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I've applied for a home equ...

Where can I find average annual interest rate data for Home Equity Loans?

I am looking for data on the average annual interest rate of Home Equity Loans. From 1970-current would be ideal. Do you know where I can find thi...

is there a place that offers home equity loans to people that have bad credit?

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

Complete What Are Equity Loans Knowledge Base

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Hard Equity Loans

 

Hard Equity Loans Knowledge Base

Will taking out a home equity loan make it hard if I want to sell and buy a house?

I need to take out a loan (and consolidate) to pay bills that have higher interest rates. But what if I want to move before i have finished paying the...

what is common fee for hard money loans?

I am looking for hard money loan base on equity as collateral.What are the common fees I should pay

is it hard to get a home equity loan?

my husband and i are applying for one and i'm nervous about the whole thing... We have a property that is paid off worth about $190,000 that we ar...

Complete Hard Equity Loans Knowledge Base

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Low Rate Home Equity Loans

 

Low Rate Home Equity Loans Knowledge Base

Is it possible to refinance a home equity loan to be able to get a lower rate?

Just wondering if anyone had any information about being able to refinance a home equity loan to receive a lower rate and if so, how to go about doing...

What would be better, a home equity loan or refinance at lower rate to add on to my home?

I'm wanting to add on to my home but I've never used a home equity loan. I have used the refinance method where you borrow a little extra to a...

Complete Low Rate Home Equity Loans Knowledge Base

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Home Equity Loan Fees

 

Home Equity Loan Fees Knowledge Base

I have a home equity loan. I have late fees. Can they enforce late fee payments?

I thought it was due on the 15th of the month...not the 1st of the month. I had no idea I was getting late fees. I think I have like 6 late fees...a...

How much will a Home Equity Loan cost?

I am considering using a Home Equity Loan as down payment for the purchase of a second property. I have two questions. Is it true that the interest ...

Are cancellation/termination fees on an interest only home equity loan/line of credit legal in New Jersey?

I recently refinanced with another company and the original company charged me a $500 fee. It is clearly stated that they can in my contract, but I st...

Can default on a home equity loan cause foreclosure?

I was coerced into taking a home equity loan along with a mortgage refinance four years ago. The max on the loan was 15,000, of which we spent around ...

Are architect or permit fees considered part of "construction costs" for home equity loans?

We plan to use a home equity loan to rebuild our studio, putting the loan money in a separate bank account and using that account solely for "con...

Complete Home Equity Loan Fees Knowledge Base

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