Equity Loan Information
Bad Credit Equity Loans Knowledge Base
is there a place that offers home equity loans to people that have bad credit? my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit.
Do you need good credit to take out a home equity loan? Will bad credit affect chances of being considered? My credit is poor but I have probably $80k in equity in my home. Will a bank refuse to approve a home equity loan because of bad credit?
is there anywhere i can get a home equity loan with bad credit? my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?
Can I get a home equity loan with Bad Credit. i OWN My home and its fully paid for? I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at for over 5 years, I own my home and it is fully paid for. I drive a 2006 Mustang Gt but they still turned me down because of bad credit. I wanted to get the cash to fix my home becuase it need new pipes and a heating system, so i wasnt going to go blow the money. My credit isnt super bad but its still not good, is it possible for me to get a home equity loan without good credit. i DONT want any online loan stuff or any stuff like that. I LIVE in a small town with not that many banks and i need this loan before winter. cAN I GET THIS LOAN WITH MY BAD CREDIT?
Bad Credit Equity Loan? My FICO is about 560 and I have a little over 20% equity in my home. I have been offered a refinace, but the terms really scare me. My financial situation would be much better served with an equity loan than this refinance. The closing costs take up too much of the amount I'm borrowing and it's an adjustable rate mortgage that starts more than 3% higher than my current mortgage. Any suggestion???
How can I get a home equity loan with bad credit? I have a home worth 550,000. I owe 187,000. I only need to borrow around 20,000 to hold me over until I sell my house. I just listed it with a realestate agent. Everone I talked to wants to refinece the whole loan.
I am attempting to get a home equity loan, but have bad credit. Where can I go? I also have a manufactured home.
has anyone with bad credit used creditaxis.com? It says Over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required. Several Little-known Companies offering easy-qualifying Bad Credit Signature loans, Bad Credit Business loans, Bad Credit Student loans, Bad Credit Home Equity loans, Bad Credit Debt Consolidation loans, and Fast-Cash loans. Bad Credit and Bankruptcies welcome. 'But it wants you to pay a fee of 35$ to recieve the list of lenders, if anyone has used this site please let me know if its legit....thanks
Bad Credit Home Equity Loan score of 585? I recently have decided to pull some money from my house for a few different reasons. I have had one of those years where some bills have gone unpaid and have gone to collections, not my best year but I am sure we have all faced this in our lives. My credit score has hit as a mid score a 585 which is below the guidelines for some lenders to allow an Heloc. My home value is about 500 K, and the loan pay off is about 250 K so I do have the equity in the home for the loan but just not the credit score. I have looked at a Refi but would suffer a prepayment charge from the lender that is around 8 K as well as another 10 K in closing costs etc....etc... I would like to do a Heloc and I am not really concerned so much about the interest rate on the deal as I will plan to sell the house in the next year. I am looking for a company that does that kind of lending. Any suggests my yahoo answer friends.
i want to sell my car i have negative equity like 4000 dollars no down payment and bad credit where can i go? i don't have a clean title on my car i want to get rid of it cuz im in a bad loan but i have like 4000 dollars in negative equity and bad credit .
Can I get a home equity loan with no seasoning requirements with bad credit? We just purchased a home and want to consolidate some bills to create a better cash flow. The problem is we've only been in the house for two months. I'm being told that most companies require 6 months to 12 months seasoning to get a home equity loan. Any suggestions?
where do i get a home equity loan with bad credit? anybody had luck with beneficial mortgage
I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how? i want to trade in a jeep with a bad equity of $4000 the buick i want to buy only cost 10000 .
We have an equity loan due we have bad credit?? What are my options bank already notified us of not renewing?? We have ran into a bad financial situation do not want to lose our house??? Are there reputable loan options that could help us out without taking advantage of our financial state??? HELP!!!!
equity loan on property with bad credit and self employed? i own my home and land in california and reside in it. i'm self employed (retail store) for 7 months. my home and property are fully paid for . i'm looking for a small loan 10-15k property is worth 175k my credit is bad any ideas? thanks
Is there a good way to get a bad credit loan? I need a loan of approximately 30,000 dollars. I work full time (long hours) so getting a second job isn't reasonable. I do own a condo, however, my father is part owner. I'm not sure if I'm comfortable getting a home equity loan.
How do i get a loan with bad credit? I straight out own two properties without mortgages on them, how do i get a home equity loan on one of them if i have bad credit?
Has anybody out there managed to get a secured loan with bad credit and low equity, if so with who? I am looking for a secured loan on my property which means my property is being put up as collateral. a risk to me and nobody else. Can anybody answer this straight question? I am in the UK.
if i have past bad credit and want to get a home equity loan where do i go i own my home no payments? a few things come up on credit report
Bad Credit Loans For FICO Scores - Below 500? Need A Loan - I'm between a "rock and a hard place". Currently in a credit rebuilding phase. However, I'm unable to secure a loan due to credit blemishes in the past. On the other hand - I've amassed equity in a Real Estate investment
My friend and I want to start a retail business but both have bad credit. How do we get start up loans? We are trying to start a retail business with a great idea. We are both under 30 and have retail management experience. We know we would ideally need about $30,000 to comfortably get this off the ground. However we bothhave bd credit. Does anyone have experience with finding a lending angel or accessing government loan programs that are hidden from plain view? We have no equity to present, and are beginning to think it may be a hopeless cause. We dont want to regret missing this oppourtunity later. We have been best friends for almost 18 years, and are currently stay-at-home moms.
home equity loans/ lines of credit? If I plan to sell my house within the next 1-2 years is it a bad idea to take out a home equity loan or line of credit?
Home Equity Loans? Which company would be the best to go w/ for a home equity loan? My credit is bad :( I want to get a home loan, fix up the house, and pay off my little bit of debts i have. I know with my credit being not so great i'd get about a 9% rate (most likely) Im only looking to borrow $35-40,000
Can a person with no job and bad credit get a real estate-backed loan? I would like to know if a person who has no job, bad credit but a big equity in his house can get borrow money against his property. Is it possible?
How do you know if you can get a home loan with bad credit and some debt.? I have a student loan and a few little bills that i'm currently paying off total less than a thousand for the bills student loan is 22,000 but i'm not paying cause i'm barely getting by. I could get a house for what i i pay in rent. I just want to know if there's a possiblity of gettting a home loan and how could i improve my chances. I had great credit a few yrs ago but lost a job and bills pilled up. I'm just curious on what my options are b/c if you get a house you get equity.
Upside down 9K in auto loan, have bad credit. What type of vehicle could help me absorb this negative equity? I have an SUV that I owe $20K but worth approx 11K. Looking to get a sedan. Was told by an auto dealer a high line vehicle would work. I just wanted to know if I had any options if any. My credit is 510 score. I don't have much of a downpayment, just $500. I have been approved at several places but they require a high downpayment normally of about 3K. I would like to know if there are any dealerships that would work with someone in my situation. I obviously will keep the vehicle if I cannot get out of it.
if u have had bad credit and u own your lland wont to do home equity lon??? what would be the chances of getin do u think i might get a home equity loan//????
my credit is bad and my mom wants my to buy her house? she told my there is somthing called a intrust only loan that will help me build my credit up my credit is bad but there is equity in the home is it possible to get a equity loan on a house with equity if your credit is bad?
I need a good company (who takes bad credit) to refinance a Cashcall Loan - Anybody know of one? I have a $5600 loan with Cashcall that is killing me. I have bad credit (now partially because of this loan) and I am looking for a bank of finance company that will refinance it even it. (no interest rate could be higher than what I have now. Any help or reference will be appreciated. I am a renter, so I cannot debt consolidate this into a home Equity loan or the like.
bad credit loans for 25000? me and my wife seperated and she left all the bills behind i need a consolidation loan to get back on track, but i have no equity in my house can anyone help here?
bad credit loan? Do you know of any companies that would give me a loan for around 30000.00 to pay of some really past due creditors? I really don't want to file bankruptcy, but everyone keeps turning us down. Our credit score is bad, it's in the 400's and we don't have any equity. Please help before we lose everything!!
Can I get a Mortgage with bad credit? Me and My husbands credit scores are around 540ish, We have really bad credit. The only thing we havent had is a foreclosure or bankruptcy. The only good things on our credit is a small credit card and a car loan. We found the house of our dreams for 110000, the house appraised for 123000, so we would already have some equity. would we be able to get a loan with such bad credit and no money down? Also, I have been in touch with the real estate agent about this house and we are meeting with her tomorro to sign the papers to make an offer. We know the people that are selling the house so they have already accepted the offer. I know just because our offer was accepted it doesnt mean financing is guarunteed but the agent from remax said she would do whatever to try to get us financed. I just dont want to get my hopes up for nothing.
Can I refinance my house even if I have a bad credit? Here's the case: I've lived in this house for quite a long time now, and already built at least $400K equity. I still owe around $150K. Here's my concern: I refi my house last year and cash out $20K. My lender told me I need a co-signer in order to approved the loan. I let my brother and his wife to co-sign, so they checked their credit and the loan approved. My biggest concerned was I only became a co-owner of my own house and they were became the primary borrower. Legally, they can do whatever in this house and it's not I don't trust them but let say something bad happened, like if my brother died or they filed divorce. Legally, my sister-in-law can get something out of this house, if I'm not mistaken. My only hope to get rid of their names is to refinance my house to my own name, but since I have a bad credit, can some lender approve it? Please I need a good advice on how to refinance my house and by transferring the title in my own name.
Can I get a home equity loan? Can I get a home equity loan if I have bad credit. Please help. I need to know what trusted companies I can contact for this type of loan. Thanks.
I need a NO credit check, NO Docs, Home Equity Loan. I own my house (no leins) and only want 80% Loan To Value I am tired of online mortgage sites promising no docs no credit check loans and not really being anything but regular standard lenders. I have a ton of equity in my 4 year old paid-off home. I wish to get 80% of the appraised value in a home equity loan. I work for myself and much of my income is not reported. I have been divorced and my credit score is bad. I do own the house though and wish to use that equity. Please only answer with a real solution. Predator lenders need not bother me with empty promises and credit card lending rates on a secured home mortgage/equity loan. It needs to be a lender that can operate in South Carolia as well. This is a house, 2 story frame built house 2168 sq feet heated. 2.5 baths and a 2 car garage all on a .51 acre lot. Thank You Very Much!
No credit history, need home equity loan.? I own my home free and clear - value at 150k, paid cash three years ago. I have no credit cards, no car loans, and have paid cash for everything for the past 15 years... therefore, I have NO credit - not bad, not good, just NONE reported. I tried to get a 30k home equity loan for personal needs, but was denied because of "no reported credit". I have an income of about 2500 per month (gross) and I have no debt. Do I have other options? I don't want to take a 1st mortgage out, please tell me that this isn't my only option. As a follow up - this is pretty time sensitive. Would love to have 30-60 days to establish credit. I just never believed that it would be a problem since I own my home.
Bad Credit - I have two loans on my condo? The smaller loan (43K) will be due in June of this year and I definitly don't have 43K laying around. When I first signed on for this loan I thought it would be simple to refinance such an amount. But b/c of the state of the housing market and my credit not being so good, i now fear it won't be so easy to refi. Is there such a thing as a consolodation loan for a mortgage? Since this amount is an interest only loan wich means no equity what are my options in saving my home and my sanity? **starting to panic a bit*** Is a quick sale an option?
Where can I apply for a loan even though I have really bad credit.? I want to be able to consolidate my bills into one payment. I already have a home equity loan but my bill does not go down. Where can I apply for a loan?? Please help...
Need a Bad Credit Loan? I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a loan with a reputable lender please let me know. I have a property for security but not much equity. Please reply with helpful answers as I don't need a lecture right now. thanks in advance. Scammers do not waste your time replying.
Not late on bills, 685 credit score, equity in my home, was approved then declined by Lenders? Need Help! I applied for an Equity loan, had score 685 and equity. Made payments way before due date not past due date. I drive for a living...me and fiance were splitting up and needed this loan BAD to pay off my truck. The note was $626.00 a month, house $685.00 electric $165.00 and so on. I was told I had been approved and qualified for. When the Lenders (credit card co.) found out I want to pay off truck to get the title they declined me. Tell me if I'm wrong? That would've put $565.00 back in my pocket each month to pay bills. If you got hurt and can't work you can catch up on credit cards but NOT YOUR TRUCK. They will come GET IT!!! Then YOU LOOSE EVERTHING! Open your eyes everyone! Watched what's going on and NOT CSI. Don't be led to the PASTURES!!!
legitimate private loans for school with bad credit? I applied to a salliemae loan and was kinda approved ,but need a co-signer, I dont have a lot of family members, I'm a mother of 2 and have been trying to go to nursing school for a while. My husband and I have whats considered to much debt to ratio and have had financial problems which shows late payments on credit, we also have medical bills. What can we do, The nursing program is only 1 year, if I could just get the loan to start the monies would be return,nursing is a marketable career. some of the lenders, just will not give me a break, We have a home to, but of course we've had late payments, but I'm thinking if we were given a loan and we didn't pay it back we would lose our home so they have really nothing to risk, because we do have equity. All feedback is welcome and appreciated.
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